Americo Benchmark Flex FIA
Growing and protecting your assets
Introducing the Americo Benchmark Flex FIA, a fixed indexed annuity designed to help protect what you’ve built from downside market risk while providing opportunities to continue growing your savings. Americo Benchmark Flex FIA can help keep your plans for retirement on track by providing benefits, including:
Growth
Your savings may increase in value based on the positive performance of one or more indices, such as the S&P 500® Index.
Protection
Your principal and any credited earnings are 100% protected from market downturns.
Strength
Guarantees are backed by the strength of Americo, one of the largest independent, privately held insurance groups in the United States.1
Lock-in market upside with downside protection
Americo Benchmark Flex FIA can help provide the protection you need with the growth you want. The hypothetical graph below shows how interest earnings, if any, are credited at the end of each Index Strategy Term and are 100% protected from market downturns along with your premium.
Growth & protection
Hypothetical Assumptions: This hypothetical example is not based on any particular Index Strategy Option and is provided for educational purposes only. Assumes $100,000 initial purchase payment, 100% Participation Rate, and that crediting factors are held constant for each new strategy term. Crediting factors are guaranteed for the first term, and subject to change each additional term. Assumes no withdrawals, which would reduce the value of the contract. Strategy options and crediting parameters vary. For more information regarding the index and strategy options available, please see the Index Strategy Guide. This is a hypothetical illustration only, not an offer or a contract. Actual performance may vary.
May not be available for use in all states
• Not a deposit • Not FDIC or NCUSIF insured • Not guaranteed by the institution • Not insured by any federal government agency • May lose value
1 Admitted Assets, Top Life Writers-2024, A.M. Best Co., as of July 2024.
Americo Financial Life and Annuity Insurance Company is authorized to conduct business in the District of Columbia and all states except NY.
Americo Benchmark Flex FIA Series (Policy Series: 426, 426-10 DP, 426-B, 426-10B DP, 2533, 2533 DP, 2547 PTP LCL, 2547 PTPC, 2547 PTPP, 2547 PTPTR, 2547 MYGIA. Forms ICC25 426, ICC25 426-10 DP, ICC25 426-B, ICC25 426-10B DP, ICC24 2533, ICC24 2533 DP, ICC25 2547 PTP LCL, ICC25 2547 PTPC, ICC25 2547 PTPP, ICC25 2547 PTPTR, ICC25 2547 MYGIA. AAA426, AAA426-10 DP, AAA426-B, AAA426-10B DP, AAA2533, AAA2533 DP, AAA2547 PTP LCL, AAA2547 PTPC, AAA2547 PTPP, AAA2547 PTPTR, AAA2547 MYGIA) is underwritten by Americo Financial Life and Annuity Insurance Company (Americo), Kansas City, MO, and may vary in accordance with state laws. Some products and benefits may not be available in all states. Certain restrictions and variations apply. Consult the contract and riders for all limitations and exclusions. Annexus and their affiliated agencies are independently contracted with Americo.
All guarantees and benefits of the insurance policy are subject to the claims-paying ability of the issuing insurance company. They are not backed by the broker-dealer and/or insurance agency selling the policy, or any affiliates of those entities other than the issuing company affiliates, and none makes any representations or guarantees regarding the claims-paying ability of the issuer.
This product does not directly participate in any stock or equity investments. Refer to your Benefits Summary & Disclosure Statement, as well as your contract, for the governing contractual provisions.
This material is not a recommendation to buy or sell an insurance product or to adopt an investment strategy. Contract owners should discuss their specific situation with their insurance professional.
This material is generic and was developed for informational purposes only. It is not intended to provide financial, legal, accounting, or tax advice. Please consult with an insurance professional regarding your situation. For legal, accounting or tax advice consult with an insurance professional or qualified professional.
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