S&P 500® Distance Stabilizer Index¹
%
Approach
Dynamically adjusts exposure to the S&P 500® using an innovative approach to manage volatility developed in collaboration with Société Générale.
Measures volatility over multiple recent time periods, which allows for flexibility to navigate short-term spikes and increase exposure during subsequent market rebounds.
Equity exposure
Aims to track the S&P 500® with the opportunity to rebalance exposure daily.2
Ticker
SPXDSTCE
Annual performance
|
Year |
1996³ |
1997 |
1998 |
1999 |
2000 |
2001 |
2002 |
2003 |
2004 |
2005 |
|
Annual Return |
-0.11% |
22.03% |
7.02% |
9.22% |
-15.05% |
-16.51% |
-19.65% |
21.40% |
8.93% |
1.15% |
|
Year |
2006 |
2007 |
2008 |
2009 |
2010 |
2011 |
2012 |
2013 |
2014 |
2015 |
|
Annual Return |
9.69% |
-0.29% |
-15.30% |
17.37% |
7.82% |
-6.34% |
12.94% |
31.71% |
13.13% |
-0.15% |
|
Year |
2016 |
2017 |
2018 |
2019 |
2020 |
2021 |
2022 |
2023 |
2024 |
2025 |
|
Annual Return |
8.14% |
20.12% |
-7.69% |
23.33% |
17.14% |
26.61% |
-16.22% |
17.75% |
17.63% |
5.21% |
Hypothetical Assumptions: The Index was established on 9/12/2025. Performance shown before this date is back-tested by applying the index strategy, which was designed with the benefit of hindsight, to historical financial data. Back-tested performance is hypothetical and has been provided for informational purposes only. Past performance is not indicative of nor does it guarantee future performance. The foregoing performance information does not include any relevant costs, participation rates, and charges associated with the product or the Index.
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May not be available for use in all states
1 The full name of the S&P 500® Distance Stabilizer Index is S&P 500® Distance Stabilizer TCA Index (USD) ER.
2 The Index is an excess return index which reduces the performance of the S&P 500® Total Return Index by short-term interest rates. As a result, the index could generate negative returns in high-interest rate environments. In extreme prolonged volatile markets, the index could not have any exposure to the S&P 500® and could underperform, including in periods where markets are trending upwards.
3 The return 12/4/96 – 12/31/96 was -0.11% cumulative.
• Not a deposit • Not FDIC or NCUSIF insured • Not guaranteed by the institution • Not insured by any federal government agency • May lose value
The index is an excess return index. The returns of the index will reflect the performance of the underlying components in excess of a reference rate that could be earned on cash or a similar risk-free benchmark asset. Additionally, the performance of the index may include costs such as transaction and replication costs. These costs may vary over time with market conditions. The excess return nature of index and any costs will all reduce index performance and the potential interest credited within the annuity contract. Because the index applies a volatility control mechanism, the range of both the positive and negative performance of the index is limited.
The S&P 500® and S&P 500® Distance Stabilizer TCA Index (USD) ER (the “Indices”) are products of S&P Dow Jones Indices LLC or its affiliates (“SPDJI”) and have been licensed for use by Americo Financial Life and Annuity Insurance Company (“Americo”). S&P®, S&P 500®, US 500®, The 500®, iBoxx®, iTraxx® and CDX® are trademarks of S&P Global, Inc. or its affiliates (“S&P”); Dow Jones® is a registered trademark of Dow Jones Trademark Holdings LLC (“Dow Jones”). Americo’s products are not sponsored, endorsed, sold or promoted by SPDJI, Dow Jones, S&P, or their respective affiliates and none of such parties make any representation regarding the advisability of investing in such product(s) nor do they have any liability for any errors, omissions, or interruptions of the Indices.
All guarantees and benefits of the insurance policy are subject to the claims-paying ability of the issuing insurance company. They are not backed by the broker-dealer and/or insurance agency selling the policy, or any affiliates of those entities other than the issuing company affiliates, and none makes any representations or guarantees regarding the claims-paying ability of the issuer.
Americo Financial Life and Annuity Insurance Company is authorized to conduct business in the District of Columbia and all states except NY.
Americo Benchmark Flex FIA Series (Policy Series: 426, 426-10 DP, 426-B, 426-10B DP, 2533, 2533 DP, 2547 PTP LCL, 2547 PTPC, 2547 PTPP, 2547 PTPTR, 2547 MYGIA. Forms ICC25 426, ICC25 426-10 DP, ICC25 426-B, ICC25 426-10B DP, ICC24 2533, ICC24 2533 DP, ICC25 2547 PTP LCL, ICC25 2547 PTPC, ICC25 2547 PTPP, ICC25 2547 PTPTR, ICC25 2547 MYGIA. AAA426, AAA426-10 DP, AAA426-B, AAA426-10B DP, AAA2533, AAA2533 DP, AAA2547 PTP LCL, AAA2547 PTPC, AAA2547 PTPP, AAA2547 PTPTR, AAA2547 MYGIA) is underwritten by Americo Financial Life and Annuity Insurance Company (Americo), Kansas City, MO, and may vary in accordance with state laws. Some products and benefits may not be available in all states. Certain restrictions and variations apply. Consult the contract and riders for all limitations and exclusions. Annexus and their affiliated agencies are independently contracted with Americo.
This product does not directly participate in any stock or equity investments. Refer to your Benefits Summary & Disclosure Statement, as well as your contract, for the governing contractual provisions.
This material is not a recommendation to buy or sell an insurance product or to adopt an investment strategy. Contract owners should discuss their specific situation with their insurance professional.
This material is generic and was developed for informational purposes only. It is not intended to provide financial, legal, accounting, or tax advice. Please consult with an insurance professional regarding your situation. For legal, accounting or tax advice consult with an insurance professional or qualified professional.
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